Getting approved for a credit card can be difficult without a positive credit history working in your favor. It’s a Catch-22: To obtain a credit card, you need a good credit history. But to have a good credit history, you need to establish good credit!
This no-win cycle can keep people with a non-existent, limited [...]

The Federal Trade Commission has made it a law that the three reporting agencies in the United States Equifax, TransUnion, Experian should issue a credit report free of cost to you at least once a year, if asked for. This has made getting your credit report quite easy for you as compared to the [...]

The Fair Credit Reporting Act, or FCRA, was made into law by Congress to make sure that the information on your credit report is legitimate. This Act gives you, as the consumer, many rights that you may not be cognizant of. This is key as a homeowner or as a potential home buyer because [...]

How to Generate Purchase Mortgage Leads Using Free Reports
Over the last few months, one question I’m often asked is…”How can I attract purchase money prospects without involving local Realtors/Agents in the referrals process.” Let’s face it, as mortgage rates move around and the refinance applications continue to decline, a solid system for generating purchase [...]

Instant Online Access.
Today in the UK you can now have instant access to get your free credit report online.
But what are the benefits of being able to see this record of your credit history and the other details that the credit reference agencies hold about you on yo